Hakede | Accept Payments from 190+ Countries with 80+ Currencies and 40+ Payment Methods, Starting from Türkiye | Merchant of Record

Hakede is a fintech startup we're building to remove the barriers Turkish developers, SaaS founders, and digital businesses face when selling their products internationally.

Turkish businesses often struggle to access global payment providers due to country restrictions, risk policies, and limited infrastructure support. Many entrepreneurs end up establishing companies in the US or UK solely to accept international payments, taking on unnecessary incorporation costs, accounting expenses, and operational complexity.

We're building Hakede to address these challenges through a unified, developer-focused platform.
Merchant of Record (MoR) Infrastructure

Hakede is built around the Merchant of Record (MoR) model. We're developing our platform using the infrastructure of international MoR providers and authorized financial service providers in Türkiye.

Under this model, the MoR provider acts as the legal seller and handles payment collection, applicable sales taxes, invoicing, refunds, and related financial operations.

Hakede provides the technology, integration, and management layer without directly holding customer funds or operating its own payment processing network.
Global Payment Infrastructure

We're integrating the capabilities of a global payment provider ecosystem supporting:

80+ currencies for international transactions

40+ payment methods, including Apple Pay, Google Pay, Visa, Mastercard, and regional payment options

190+ countries within the payment acceptance coverage

220+ supported countries and regions across the broader provider ecosystem

22 checkout languages for localized payment experiences

These figures represent the capabilities of our underlying provider ecosystem, not payment services currently available through Hakede's live platform. Availability depends on the provider, country, and payment method.
AI & SaaS Billing Infrastructure

Beyond payment acceptance, we're bringing together the tools modern digital businesses need to manage and monetize their products.

Our platform includes the development of:

Subscriptions & Recurring Billing: Flexible subscription models, recurring payments, and add-ons.

Usage-Based Billing: Billing based on API calls, AI token consumption, and other usage metrics.

Credit-Based Billing: Prepaid credits, customer wallets, and consumption-based pricing.

Licensing & Entitlements: Software license management and access control.

Localized Pricing: Regional pricing, multiple currencies, and localized checkout experiences.

Developer Tools: APIs, webhooks, and integration capabilities.

Product & Customer Management: Centralized tools for managing products, customers, discounts, and billing operations.

Security & Financial Infrastructure

Security is a core part of Hakede's architecture. We're developing our platform around encrypted communications, secure API access, role-based authorization, access controls, and transaction monitoring.

Payment processing, fund management, and applicable financial compliance responsibilities remain with the relevant authorized infrastructure providers.
Current Stage & Launch

Hakede is currently in the MVP stage.

We've successfully processed test payments through our checkout infrastructure and continue developing our billing capabilities, platform integrations, and core product experience.

Our public waitlist is now open, and we're targeting Q2 2027 for our public launch.

Our mission goes beyond building another payment platform. We want to make global digital commerce more accessible to Turkish founders by reducing unnecessary financial, technical, and operational barriers.